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Brad Westcott

1120 S.State Route 157, STE#100

Edwardsville, IL 62025

618-307-9959
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Blog: Mortgage Information

Land Contract

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between a buyer and a seller, where the buyer agrees to make periodic payments to the seller. The title to the property... Read more

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

360 Prime Realty Group
1120 S.State Route 157, STE#100
Edwardsville, IL 62025
Phone:618-307-9959
Email: bwestcott@360primerealtygroup.com

Testimonials

"If you are looking to sell your home Brad is your guy! He sold our home in less than 3 months . In fact Brad did more in 3 months than our previous realtor did in 18 months. Brad is extremely professional and super knowledgeable. Selling your home can be stressful but Brad went above and beyond to make sure the whole process for us was stress free. You can’t go wrong with Brad as your realtor for selling your home or buying a new home . His level of expertise and commitment to his clients are second to none !"

user9117159
417 East Washington, Millstadt Illinois 62269
Please check into this company when you are interested in buying or selling a home. Brad made it so easy for me. Not to mention he made the seller buy a home warranty for a year. Guess what happened....A/C went out so I have a new A/C unit and furnace. Thanks!!! Chad H
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